CreditGate
How it worksFlare StackDocsTransparency
Launch App
Live on Flare Coston2 Chain ID 114

Private credit for the Flare ecosystem

Deposit FXRP collateral, receive a confidential eligibility decision inside a TEE, and draw USDT0 without handing your financial history to a centralized credit bureau.

Open the dApp See how it works
Powered by FAssets · Flare Confidential Compute · FTSOv2 · FDC
Available liquidityReading…
Total assetsReading…
Collateral assetFXRP · 6 decimals
Loan assetUSDT0 · 18 decimals
NetworkCoston2 · chain 114
loading
01Borrow against FXRPKeep your XRP exposure while unlocking USDT0 liquidity on Flare.02Understand the stackSee how FAssets, FCC, FTSOv2, and FDC compose into one lifecycle.03Verify every claimInspect the deployed vault, settlement boundary, and passing test suites.
01 / Lifecycle

Credit without the exposure.

One state machine connects Flare’s data protocols to a private credit decision. Explore each handoff to see what is public, what stays sealed, and what the vault verifies on-chain.

On-chain handoff

Deposit FXRP → FAssets

The vault takes custody of FXRP, Flare’s ERC-20 representation of XRP. Your position is recorded on Coston2 before any eligibility request can be made.

depositCollateral(uint256 amount)
CreditGateVault · collateral stateState 01
02 / Flare Stack

Four primitives.
One credit rail.

CreditGate does not replace Flare’s protocols. It composes them into a verifiable lifecycle where each primitive has one precise responsibility.

01
Collateral rail

FAssets

FXRP turns XRP exposure into an ERC-20 collateral position the CreditGate vault can custody and account for.

vault.depositCollateral(amount)
02
Private policy

Flare Confidential Compute

A TEE evaluates eligibility against protected inputs and signs only the decision and bounded credit limit.

vault.submitEligibility(id, attestation)
XRP / USD03
Market data

FTSOv2

The live XRP/USD feed determines borrowing capacity at draw time, with a freshness limit enforced by the vault.

vault.getFeedByIdInWei(feedId)
04
Proof layer

FDC

Flare Data Connector verifies an XRPL repayment proof before the vault releases collateral and closes the loan.

vault.submitRepaymentProof(id, proof)
03 / Confidential Compute

The enclave can sign.
It cannot explain.

CreditGate keeps the borrower’s sensitive policy inputs inside a TEE. The chain receives a compact, EIP-191 signed attestation — enough to enforce a limit, never enough to reconstruct the decision.

01TEE-resident keyGenerated inside the enclave and never exposed to the host process.
02Deterministic payloadThe vault binds borrower, limit, expiry, nonce, and revocation version.
03On-chain recoveryecrecover proves the configured FCC authority signed the result.
Read the security model
Attestation path sealed
01Encrypted inputborrower history · policy
02TEE evaluationprivate decision · limit
03Signed attestationEIP-191 · on-chain proof
enclave boundaryv ∈ {27, 28} · low-s
04 / Evidence

Read the receipts.

CreditGate is deployed on Coston2 with a public vault and a test record that covers the state machine, solvency invariants, proof verification, and TEE compatibility.

SignalDeployment dataSource
CreditGateVault0x9a2E0476a02137116C8656786d323d937FaCfBCaExplorer
NetworkFlare Coston2 · chain 114Explorer
CreditScoreSBT0xa31cAAa3F67e53A1Dcb6bDd20816361402A04005Explorer
Settlement agentUnavailable verified
Collateral policy150% ratio enforced at draw verified
Verification212 Foundry / 21 suites · 44 Python TEE verified
Deployment values are read from the configured Coston2 addresses. The settlement agent is queried live from the vault rather than inferred from UI state.Transparency
05 / Start here

Try CreditGate
on Coston2.

Connect a wallet, switch to Flare Coston2, and walk through a complete FXRP-backed credit lifecycle.

Launch dApp Read docs GitHub
CreditGate

Private eligibility and repayment verification for FXRP-backed credit on Flare.

FLARE SUMMER SIGNAL · DORAHACKS
UseBorrowSupply liquidityTransparency
BuildArchitectureSecurityTestingDeployment
VerifyFDC proofCoston2 explorer ↗GitHub ↗
© 2026 CreditGate protocol Coston2 online · chain 114